去ubank的网站上看了看，希望以下节选信息对你有帮助：
http://www.ubank.com.au/ub/web/customer-help/government-guarantee
“The Australian Government has passed legislation to guarantee deposits of eligible authorised deposit-taking institutions (ADI) including Australian banks, building societies, credit unions and Australian subsidiaries of foreign-owned banks.
The Australian Government introduced the guarantee in October 2008 to match moves by international governments and keep Australia's financial services system competitive.
A new, permanent cap will be introduced from 1 February 2012 of $250,000 per depositor in any one bank and replaces the emergency $1,000,000 cap established in October 2008.
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